Protection of ₹ 2.10 Crore- Life Insurance Cover of ₹ 1 Crore + Accidental Cover of ₹ 1 Crore + Critical Illness Cover of ₹ 10 Lacs through  iProtect Smart  plan of ICICI-Prudential. Benefits of iProtect Smart Affordable Premium   Longer Life Cover (till the age of 85 or if you wish till the age of 99) It pays on diagnosis of any of the 34 critical illnesses (if opted) Accidental Death Benefit up to 2 Crore (optional) In-built Terminal Illness Cover - you get the full sum assured if you are diagnosed with a terminal illness In-built Premium Waiver on permanent disability due to accident Tax benefits up to 54,600 under Section 80C, 80D & 10(10D) Choice of 4 pay out options - lump sum, regular income, increasing income and lump sum + regular income   It gives you option to buy this policy online under MWP Act iProtect Smart  is a Term Insurance policy. A Term Insurance policy is a product of category “Pure Risk Cover” Insurance policies. Normally, with such products, there is no mat